Learn More About Fast Payday Loans Online at Finance Fixup
Financial Fixup is your source for a fast personal loan quote and the best financing options.
Our Story
Finance Fixup is a financing company that provides our partners with innovative products, including payday loans, and personal loans online. Since we first launched, Finance Fixup has offered people a lot of options to help them get what they need when they need it.
We make it our business to gain a complete and thorough understanding of your business, your customers, and your position as an owner, so you can always count on us to provide you with the products you need. We are also completely transparent with our customers to help you understand all about our business as well, so you will feel empowered and confident when you choose to partner with us.
When it comes to working with our customers, we take a team player partnership approach and emphasize exceptional merchant and customer services, always focusing on your needs. This results in better communications and supportive relationships with our partners.
That’s the story of what we do. We create relationships, innovate, and strive to deliver more value to our customers. Our evolving technology, along with the variety of solutions we offer, says it all.
Our Mission
Finance Fixup is on a mission to offer people transparent, simple consumer finance options to help grow their business, whether it’s small or medium. We help to enrich the lives of those with bad credit by helping them transition to good credit.
Our Core Principles
Our core principles lie within outstanding merchant services and exceptional customer experiences that result in long-term healthy finances for our business partners.
Our Goals
The goal of Finance Fixup is to help as many people as we can with their financial needs. We do this by learning the buying habits of Americans and staying up to date with transitions and trends that take place to be able to adapt to the changes and keep their benefits valuable to them. Our services that include short- and long-term loans can help you to build better credit, which can open up many more financial opportunities and lower your rates.
Our Services
We provide financing options such as personal loans, payday loans, and more, not only to help you get the cash you need fast and on your terms, but to also help improve your credit rating.
Personal Loans
A personal loan is money you can borrow from a lender, a bank, a credit union, or even a friend. You receive the funds, then repay the lender later, usually with interest by making monthly payments on a predetermined schedule, till paid in full. Personal loans have surged in popularity since most of these financial options come with fixed repayment and fixed interest rate terms.
These loans are generally unsecured, meaning you won’t need any collateral as you do with title loans. The amount you can borrow through a personal loan varies but can reach large sums of money. The time period to pay back the loan also varies, but can be anywhere from one to seven years.
How Personal Loans Work
To get a personal loan, you will first need to complete an application and then wait for approval. This process can take anywhere from a few hours to a couple of days to complete and is typically done online or at a bank. If you get approved, the funds get disbursed into your bank account, ready for you to use for your intended purpose.
Based on predetermined terms you agreed to when you signed the loan contract, payments are paid in installments or you can cut your rates by paying your loan off in full. Making timely payments can help improve your credit score since the lender reports your activity to the major credit bureaus.
Payday Loans
Payday loans are unsecured short-term financing loans that come with higher interest rates than personal loans. It works by the borrower giving the lender either a postdated check for the loan amount plus interest that basically doesn’t go past their pay rate or the permission to take the money out of their bank account, in return, they are given the cash in the amount agreed upon.
The amount borrowed can’t be more than the borrower’s salary, which is typically up to $500 that is meant to be repaid when the borrower receives their next paycheck. These loans may require proof of identification, a bank account, and income, but not necessarily good credit.
How Payday Loans Work
To get a payday loan, you will have to fill out an application for starters. The lender will then verify the information you provided, such as checking your bank account information and confirming your income, and some may even contact your references. Once everything has been checked, the borrower will be given the amount they are eligible to receive and the payback terms.
If accepted, the borrower provides the lender with either a signed post-dated check or permission to withdraw the funds electronically from their bank account, then they will receive the funds. If applying at a payday loan store, the borrower will receive either the cash or a check right there and then. When applying online, you will usually get your money the same day, deposited into your bank account.
How to Get a Fast Personal Loan
Follow the steps below for a quick personal loan:
Step 1: Submit a Quick Quote
Getting a personal loan with us is easy. Just enter your basic personal information to see if you qualify and get a quick quote. Information you will need to submit includes annual income, employment status, and reason for borrowing.
Step 2: Loan Approved
You will get a fast approval along with your loan terms. Accept the terms and receive your funds. It’s that simple.
Step 3: Start Making Payments
Make your payments on time to improve your credit score.